Sterilization Reversal

Vasectomy Reversal Financial Aid

You've looked around and have seen the high cost of reversing the vasectomy you had. Vasectomy reversal financial aid may very well be the next consideration once you have decided upon your surgeon.

Your first look for financial help for vasectomy reversal should be checking with your insurance company to see what and if they will pay for the reversal. Although insurance companies may pay for the original vasectomy, most companies consider reversing it elective surgery and will not pay for it. However they may pay for some of the testing. Check with your selected doctor's office and get the codes to verify just what your insurance company will pay for. You just might find that your doctor will require written proof that your insurance company will pay for the surgery or testing or whatever before the surgery will take place.

If insurance fails, you will find some vasectomy reversal practices will allow you to make payments ahead of the surgery till it is paid in full. You will not get the operation until is is completely paid for. These payment plans may be broken up into three or four payments. It can still be tough to make those payments even with the overall fee broken up into chunks. Check with the doctor (his office) you have chosen to see if any payment plans are available. If you should change your mind about having the reversal done, there will usually be a portion of the fees you paid which will not be refunded.

Another possibility is using a zero percent introductory rate credit card offer such as we all receive in the mail almost continuously. Just understand that a credit card is a revolving charge account. You may very well pay much much more than the original surgery fee if it is not paid off soon.

Next possibility of vasectomy reversal financial aid is trying to get a loan. This would be best from your own personal bank or credit union. If you have collateral to use for such a loan, this might be the way you want to go. Failing that, perhaps you can get a signature loan (a loan based on your good credit and using no collateral). When you list your reason for wanting this signature loan as being for a surgery, you may find problems obtaining it or get unfavorable rates.

Failing that, there are some financial institutions which offer vasectomy reversal financial support in the form of medical loans. Four of these are Capital One Healthcare Finance, CareCredit, eMedical Financing Solutions, and Reliance Medical Finance. You will have to check with your doctor's office on some of these to see if they are included in the program of these vasectomy reversal funding groups.

Now you have five ways to find some vasectomy reveresal financial aid. Hopefully one of these ways will provide the help you need and, with a successful reversal, you will have a child in your future.

Copyright 2007, Sandra Wilson